.feature-strip,
.rate-snapshot { box-sizing: border-box; }
html, body { max-width: 100%; overflow-x: hidden; }
.rates-table-wrap { max-width: 100%; overflow-x: auto; -webkit-overflow-scrolling: touch; }

.rate-snapshot {
  background: #111;
  color: #fff;
  padding: 34px 0 30px;
  border-top: 3px solid var(--gold);
}
.rate-snapshot__top {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 24px;
  margin-bottom: 20px;
}
.rate-snapshot__eyebrow,
.feature-strip__eyebrow {
  margin: 0 0 7px;
  color: var(--gold-dark);
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 1.8px;
  text-transform: uppercase;
}
.rate-snapshot__eyebrow { color: var(--gold); }
.rate-snapshot h2 {
  margin: 0;
  color: #fff;
  font-size: clamp(24px, 3vw, 34px);
  line-height: 1.15;
}
.rate-snapshot__source {
  color: rgba(255,255,255,.62);
  font-size: 12px;
  line-height: 1.55;
  text-align: right;
}
.rate-snapshot__source a {
  color: var(--gold);
  font-weight: 700;
  text-decoration: none;
}
.rate-snapshot__grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}
.rate-snapshot__card {
  min-width: 0;
  padding: 18px 20px;
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 14px;
  background: rgba(255,255,255,.055);
}
.rate-snapshot__term {
  color: rgba(255,255,255,.64);
  font-size: 12px;
  font-weight: 700;
}
.rate-snapshot__value {
  margin-top: 5px;
  color: var(--gold);
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(25px, 3vw, 34px);
  font-weight: 850;
  line-height: 1;
}
.rate-snapshot__value--quote {
  font-size: clamp(19px, 2.2vw, 27px);
  line-height: 1.12;
}
.rate-snapshot__note {
  margin: 15px 0 0;
  color: rgba(255,255,255,.48);
  font-size: 11px;
  line-height: 1.55;
}

.feature-strip {
  padding: 52px 0 58px;
  background:
    radial-gradient(circle at 100% 0, rgba(255,201,9,.14), transparent 28%),
    #f7f7f4;
  border-bottom: 1px solid #e7e7e2;
}
.feature-strip__head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 25px;
}
.feature-strip__head h2 {
  max-width: 720px;
  margin: 0;
  color: #111;
  font-size: clamp(25px, 3vw, 34px);
  line-height: 1.16;
}
.feature-strip__intro {
  max-width: 430px;
  margin: 0;
  color: #666;
  font-size: 14px;
  line-height: 1.65;
}
.feature-strip__grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}
.feature-card {
  position: relative;
  min-width: 0;
  min-height: 188px;
  padding: 24px 22px 22px;
  overflow: hidden;
  border: 1px solid #e4e4df;
  border-radius: 16px;
  background: rgba(255,255,255,.94);
  box-shadow: 0 8px 24px rgba(0,0,0,.045);
  transition: transform .22s ease, border-color .22s ease, box-shadow .22s ease;
}
.feature-card::before {
  content: '';
  position: absolute;
  inset: 0 auto 0 0;
  width: 4px;
  background: var(--gold);
}
.feature-card:hover {
  transform: translateY(-3px);
  border-color: rgba(216,166,0,.42);
  box-shadow: 0 14px 30px rgba(0,0,0,.075);
}
.feature-card__index {
  color: var(--gold-dark);
  font-family: 'Montserrat', sans-serif;
  font-size: 11px;
  font-weight: 850;
  letter-spacing: 1.4px;
}
.feature-card__title {
  margin: 24px 0 8px;
  color: #111;
  font-family: 'Montserrat', sans-serif;
  font-size: 18px;
  font-weight: 800;
  line-height: 1.25;
}
.feature-card__desc {
  margin: 0;
  color: #666;
  font-size: 13px;
  line-height: 1.6;
}

@media (max-width: 900px) {
  .rate-snapshot__grid,
  .feature-strip__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .feature-strip__head { display: block; }
  .feature-strip__intro { margin-top: 12px; }
}
@media (max-width: 560px) {
  .rate-snapshot { padding: 27px 0 25px; }
  .rate-snapshot__top { display: block; }
  .rate-snapshot__source { margin-top: 10px; text-align: left; }
  .rate-snapshot__grid { gap: 9px; }
  .rate-snapshot__card { padding: 15px 14px; }
  .rate-snapshot__value { font-size: 27px; }
  .feature-strip { padding: 38px 0 42px; }
  .feature-strip__grid { grid-template-columns: 1fr; gap: 10px; }
  .feature-card { min-height: 0; padding: 20px 20px 19px; }
  .feature-card__title { margin-top: 13px; }
}